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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,863 | $95,453+171.2% | $112,040+131.0% | $82,448+214.0% |
| Participation rate | 94.7% | 72.8%+21.9pp | 76.5%+18.2pp | 68.1%+26.6pp |
| Annual return | 18.15% | 23.92%-5.8pp | 24.52%-6.4pp | 41.64%-23.5pp |
| Employer contribution / active EE | $3,567 | $2,318+53.9% | $2,954+20.8% | $2,551+39.8% |
| Participant deferral / active EE | $11,724 | $4,224+177.6% | $5,098+130.0% | $4,139+183.2% |
| Admin fee / account holder | $10,358 | $9,013+14.9% | $12,098-14.4% | $7,234+43.2% |