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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,863 | $97,550+165.4% | $120,344+115.1% | $87,485+195.9% |
| Participation rate | 94.7% | 72.8%+21.8pp | 76.7%+18.0pp | 68.9%+25.7pp |
| Annual return | 18.15% | 18.41%-0.3pp | 20.30%-2.2pp | 26.06%-7.9pp |
| Employer contribution / active EE | $3,567 | $2,291+55.7% | $3,020+18.1% | $2,596+37.4% |
| Participant deferral / active EE | $11,724 | $4,230+177.2% | $5,135+128.3% | $4,274+174.3% |
| Admin fee / account holder | $10,358 | $9,543+8.6% | $12,742-18.7% | $7,775+33.2% |