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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,794 | $140,578-40.4% | $100,671-16.8% | $125,389-33.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -2.22% | 24.67%-26.9pp | 20.43%-22.6pp | 282.24%-284.5pp |
| Employer contribution / active EE | $5,990 | $5,965+0.4% | $4,012+49.3% | $4,866+23.1% |
| Participant deferral / active EE | $8,186 | $3,981+105.6% | $3,144+160.4% | $5,352+53.0% |
| Admin fee / account holder | $933 | $6,716-86.1% | $4,850-80.8% | $9,541-90.2% |