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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,467 | $131,835-40.5% | $108,582-27.7% | $273,972-71.4% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | -4.08% | -91.57%+87.5pp | -51.70%+47.6pp | 41.46%-45.5pp |
| Employer contribution / active EE | $0 | $4,913-100.0% | $3,758-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,990 | $5,127-41.7% | $4,311-30.7% | $5,287-43.5% |
| Admin fee / account holder | $7,193 | $10,253-29.8% | $7,645-5.9% | $10,133-29.0% |