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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,959 | $98,766+57.9% | $149,730+4.2% | $79,852+95.3% |
| Participation rate | 93.7% | 75.8%+17.9pp | 82.5%+11.2pp | 69.6%+24.0pp |
| Annual return | 2.72% | 27.43%-24.7pp | 276.70%-274.0pp | 31.72%-29.0pp |
| Employer contribution / active EE | $5,055 | $3,217+57.1% | $4,645+8.8% | $2,471+104.6% |
| Participant deferral / active EE | $8,475 | $5,681+49.2% | $6,843+23.9% | $3,740+126.6% |
| Admin fee / account holder | $30,902 | $6,052+410.6% | $9,310+231.9% | $5,306+482.4% |