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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,655 | $54,162-50.8% | $68,612-61.2% | $64,173-58.5% |
| Participation rate | 31.4% | 68.1%-36.7pp | 72.2%-40.9pp | 69.6%-38.2pp |
| Annual return | -10.25% | -1.62%-8.6pp | -4.63%-5.6pp | 7.63%-17.9pp |
| Employer contribution / active EE | $922 | $1,846-50.1% | $2,625-64.9% | $2,381-61.3% |
| Participant deferral / active EE | $1,593 | $2,626-39.4% | $3,311-51.9% | $3,470-54.1% |
| Admin fee / account holder | $132 | $4,029-96.7% | $5,131-97.4% | $4,887-97.3% |