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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,124 | $102,609+139.9% | $98,090+150.9% | $138,895+77.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 4.21% | 36.44%-32.2pp | 37.05%-32.8pp | 145.39%-141.2pp |
| Employer contribution / active EE | $10,697 | $3,867+176.6% | $3,606+196.6% | $4,194+155.0% |
| Participant deferral / active EE | $23,964 | $8,167+193.4% | $7,845+205.5% | $6,396+274.7% |
| Admin fee / account holder | $576,677 | $11,434+4943.5% | $11,815+4780.9% | $12,562+4490.6% |