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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,415 | $110,083-5.1% | $151,628-31.1% | $68,495+52.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.54% | -10.12%-8.4pp | 3.34%-21.9pp | -7.84%-10.7pp |
| Employer contribution / active EE | $7,054 | $4,470+57.8% | $6,165+14.4% | $2,596+171.7% |
| Participant deferral / active EE | $6,645 | $6,526+1.8% | $8,363-20.5% | $4,028+65.0% |
| Admin fee / account holder | $6,742 | $7,718-12.6% | $11,613-41.9% | $5,403+24.8% |