Retirement plan

ZACHARY'S CHICAGO PIZZA, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Name: ZACHARY'S CHICAGO PIZZA, INC. - ZACHARY'S CHICAGO PIZZA, INC. 401(K) PROFIT SHARING PLAN AND TRUST (2022) Form 5500
Creator: ZACHARY'S CHICAGO PIZZA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZACHARY'S CHICAGO PIZZA, INC. 401(K) PROFIT SHARING PLAN AND TRUST, ZACHARY'S CHICAGO PIZZA, INC.

ZACHARY'S CHICAGO PIZZA, INC.EIN 94-3028848Plan #001PY 2022

5801 COLLEGE AVE. - OAKLAND, CA 94618510-655-3365zacharys.comLinkedIn51-200 employeesrestaurants

Other plans on this EIN

1 filing

#002Retirement-$28.5M assets

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$4.1M

-18.3% from 2021

Total participants

150

+6.4% from 2021

Average account balance

$53,172

-21.5% from 2021

Annual return

-13.76%

-26.25 pp from 2021

Benchmarks

See 1,006 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort1,006 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$89K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

43.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$130K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$904

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8523

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
ASCENSUS LLC8+ years Filed as: PORTICO WEALTH ADVISORS Service code 26 · EIN 27-1799818 17 E. SIR FRANCIS DRAKE BOULEVARD · LARKSPUR, CA 94939	Advisory (Participants)	$17,672

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$21K

$158 / participant

Investment mgmt$18K83.6%
Contract admin$1K6.0%
Other / not subdivided$2K10.4%

% of EOY assets

0.517%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: APRIO LLP
Auditor EIN: 571157523
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,172

$26,549+100.3%

$61,452-13.5%

$66,938-20.6%

Participation rate

45.5%

38.1%+7.4pp

52.6%-7.0pp

69.8%-24.3pp

Annual return

-13.76%

-16.21%+2.5pp

338.96%-352.7pp

1.58%-15.3pp

Employer contribution / active EE

$651-100.0%

$1,160-100.0%

$2,545-100.0%

Participant deferral / active EE

$1,293

$1,338-3.4%

$2,125-39.2%

$4,238-69.5%

Admin fee / account holder

$275

$409-32.8%

$2,131-87.1%

$594-53.7%

Provider

Service type

Compensation

ASCENSUS LLC8+ years

Filed as: PORTICO WEALTH ADVISORS

Service code 26 · EIN 27-1799818

17 E. SIR FRANCIS DRAKE BOULEVARD · LARKSPUR, CA 94939

Advisory (Participants)

$17,672

ZACHARY'S CHICAGO PIZZA, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZACHARY'S CHICAGO PIZZA, INC. 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion