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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,205 | $54,364+40.2% | $78,002-2.3% | - |
| Participation rate | 36.5% | 73.9%-37.3pp | 75.5%-39.0pp | - |
| Annual return | 8.20% | 2.71%+5.5pp | 425.99%-417.8pp | - |
| Employer contribution / active EE | $0 | $1,328-100.0% | $2,470-100.0% | - |
| Participant deferral / active EE | $2,978 | $2,800+6.3% | $3,497-14.9% | - |
| Admin fee / account holder | $0 | $3,826-100.0% | $5,481-100.0% | - |