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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,215 | $139,948-13.4% | $121,663-0.4% | $154,746-21.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 12.79% | 230.52%-217.7pp | 147.54%-134.8pp | 172.34%-159.5pp |
| Employer contribution / active EE | $2,100 | $3,521-40.3% | $3,020-30.4% | $4,379-52.0% |
| Participant deferral / active EE | $10,805 | $5,629+92.0% | $4,887+121.1% | $6,730+60.5% |
| Admin fee / account holder | $2,296 | $17,321-86.7% | $14,289-83.9% | $14,365-84.0% |