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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,942 | $118,496-33.4% | $98,461-19.8% | $139,466-43.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 13.33% | 18.96%-5.6pp | 21.17%-7.8pp | 373.66%-360.3pp |
| Employer contribution / active EE | $2,695 | $3,611-25.4% | $3,049-11.6% | $4,754-43.3% |
| Participant deferral / active EE | $7,516 | $5,393+39.4% | $4,738+58.6% | $6,712+12.0% |
| Admin fee / account holder | $781 | $14,056-94.4% | $8,961-91.3% | $11,409-93.2% |