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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,032 | $125,190-22.5% | $105,624-8.1% | $145,897-33.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.93% | 225.22%-216.3pp | 116.20%-107.3pp | 552.29%-543.4pp |
| Employer contribution / active EE | $17,023 | $3,720+357.6% | $3,168+437.4% | $4,663+265.1% |
| Participant deferral / active EE | $12,428 | $5,716+117.4% | $5,013+147.9% | $6,689+85.8% |
| Admin fee / account holder | $840 | $17,138-95.1% | $10,961-92.3% | $13,390-93.7% |