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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,215 | $132,634-8.6% | $115,768+4.7% | $137,256-11.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 12.79% | 160.70%-147.9pp | 100.46%-87.7pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,100 | $3,360-37.5% | $2,940-28.6% | $4,156-49.5% |
| Participant deferral / active EE | $10,805 | $5,619+92.3% | $4,917+119.8% | $6,407+68.6% |
| Admin fee / account holder | $2,296 | $15,028-84.7% | $12,439-81.5% | $12,270-81.3% |