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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,218 | $76,551+126.3% | $123,894+39.8% | $62,881+175.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 5.71% | 18.68%-13.0pp | 47.52%-41.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $14,415 | $2,882+400.1% | $4,617+212.2% | $2,281+532.0% |
| Participant deferral / active EE | $3,669 | $4,840-24.2% | $5,984-38.7% | $3,203+14.5% |
| Admin fee / account holder | $9,206 | $4,826+90.8% | $8,357+10.2% | $4,296+114.3% |