Retirement plan

CYPRESS HOLDINGS, INC. SALARY DEFERRAL PLAN

Name: CYPRESS HOLDINGS, INC. - CYPRESS HOLDINGS, INC. SALARY DEFERRAL PLAN (2015) Form 5500
Creator: CYPRESS HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CYPRESS HOLDINGS, INC. SALARY DEFERRAL PLAN, CYPRESS HOLDINGS, INC.

CYPRESS HOLDINGS, INC.EIN 94-2938727Plan #001PY 2015

171 BOATYARD DRIVE - FORT BRAGG, CA 95437707-964-7000pathogenx.comLinkedIn11-50 employeesmedical devices

Prospect flagsHigh cash

How to read this page

Total assets (EOY)

$8.5M

No prior year

Total participants

125

No prior year

Average account balance

$69,266

No prior year

Annual return

1.23%

No prior year

Benchmarks

See 2,153 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,153 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$106K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

169

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
KATHLEEN RZEPLINSKI1+ years Service code 27 PO BOX 1163 · MENDOCINO, CA 95460	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2H2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: METZ & ASSOCIATES, PLLC
Auditor EIN: 464558541
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,266

$39,245+76.5%

$64,105+8.1%

$52,331+32.4%

Participation rate

98.1%

58.2%+39.9pp

68.2%+30.0pp

68.1%+30.0pp

Annual return

1.23%

14.79%-13.6pp

791.24%-790.0pp

4.54%-3.3pp

Employer contribution / active EE

$2,320

$736+215.2%

$1,820+27.5%

$1,882+23.3%

Participant deferral / active EE

$2,478

$1,992+24.4%

$2,822-12.2%

$3,022-18.0%

Admin fee / account holder

$592-100.0%

$4,499-100.0%

$592-100.0%

Provider

Service type

Compensation

KATHLEEN RZEPLINSKI1+ years

Service code 27

PO BOX 1163 · MENDOCINO, CA 95460

Advisory (Plan)

CYPRESS HOLDINGS, INC. SALARY DEFERRAL PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

CYPRESS HOLDINGS, INC. SALARY DEFERRAL PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion