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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,761 | $134,001-71.8% | $112,258-66.4% | $134,509-71.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -19.94% | 47.15%-67.1pp | 27.47%-47.4pp | 418.13%-438.1pp |
| Employer contribution / active EE | $8,051 | $4,039+99.3% | $3,636+121.5% | $4,741+69.8% |
| Participant deferral / active EE | $6,398 | $5,291+20.9% | $4,728+35.3% | $6,4000% |
| Admin fee / account holder | $410 | $7,491-94.5% | $6,411-93.6% | $11,427-96.4% |