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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,150 | $156,398+171.8% | $147,318+188.6% | $138,895+206.1% |
| Participation rate | 94.7% | 83.8%+11.0pp | 82.1%+12.7pp | 79.9%+14.8pp |
| Annual return | 15.52% | 78.75%-63.2pp | 70.43%-54.9pp | 145.39%-129.9pp |
| Employer contribution / active EE | $9,136 | $4,853+88.2% | $4,593+98.9% | $4,194+117.8% |
| Participant deferral / active EE | $13,780 | $8,237+67.3% | $7,906+74.3% | $6,396+115.4% |
| Admin fee / account holder | $61,252 | $14,976+309.0% | $13,708+346.8% | $12,562+387.6% |