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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,984 | $105,200+237.4% | $159,474+122.6% | $85,847+313.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 16.52% | 45.08%-28.6pp | 263.68%-247.2pp | 318.61%-302.1pp |
| Employer contribution / active EE | $10,659 | $3,319+221.2% | $4,831+120.6% | $2,565+315.5% |
| Participant deferral / active EE | $13,221 | $5,946+122.4% | $7,353+79.8% | $3,952+234.5% |
| Admin fee / account holder | $2,333 | $6,934-66.4% | $10,802-78.4% | $6,261-62.7% |