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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,279 | $98,776+217.2% | $149,745+109.2% | $79,856+292.3% |
| Participation rate | 94.1% | 75.8%+18.3pp | 82.5%+11.6pp | 69.6%+24.5pp |
| Annual return | 21.12% | 27.38%-6.3pp | 276.72%-255.6pp | 31.71%-10.6pp |
| Employer contribution / active EE | $9,248 | $3,217+187.5% | $4,646+99.1% | $2,471+274.2% |
| Participant deferral / active EE | $10,868 | $5,681+91.3% | $6,843+58.8% | $3,741+190.5% |
| Admin fee / account holder | $6,062 | $6,053+0.1% | $9,312-34.9% | $5,306+14.2% |