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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,970 | $160,070+176.1% | $147,117+200.4% | $145,897+202.9% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.1pp |
| Annual return | 14.82% | 98.69%-83.9pp | 420.54%-405.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $12,495 | $5,285+136.4% | $4,932+153.3% | $4,663+168.0% |
| Participant deferral / active EE | $13,962 | $8,419+65.8% | $8,065+73.1% | $6,689+108.7% |
| Admin fee / account holder | $56,115 | $15,035+273.2% | $12,993+331.9% | $13,390+319.1% |