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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,970 | $160,040+176.2% | $147,096+200.5% | $145,877+203.0% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.2pp |
| Annual return | 14.82% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $12,495 | $5,289+136.2% | $4,936+153.1% | $4,663+168.0% |
| Participant deferral / active EE | $13,962 | $8,429+65.6% | $8,071+73.0% | $6,691+108.7% |
| Admin fee / account holder | $56,115 | $15,050+272.9% | $13,005+331.5% | $13,402+318.7% |