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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $575,972 | $154,228+273.5% | $145,433+296.0% | $137,256+319.6% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.5pp | 80.0%+15.7pp |
| Annual return | 17.03% | 74.59%-57.6pp | 66.58%-49.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $10,341 | $4,804+115.3% | $4,554+127.1% | $4,156+148.8% |
| Participant deferral / active EE | $14,343 | $8,216+74.6% | $7,897+81.6% | $6,407+123.9% |
| Admin fee / account holder | $10,633 | $14,344-25.9% | $13,129-19.0% | $12,270-13.3% |