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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,130 | $100,938-39.4% | $90,461-32.4% | $158,982-61.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 3.82% | 1727.20%-1723.4pp | 1294.76%-1290.9pp | 302.99%-299.2pp |
| Employer contribution / active EE | $1,976 | $3,691-46.5% | $3,264-39.4% | $4,763-58.5% |
| Participant deferral / active EE | $4,597 | $4,350+5.7% | $3,964+16.0% | $5,983-23.2% |
| Admin fee / account holder | $481 | $6,510-92.6% | $5,617-91.4% | $11,252-95.7% |