Retirement plan

STRUCTURAL INTEGRITY ASSOCIATES 401(K) PLAN

Name: STRUCTURAL INTEGRITY ASSOCIATES, INC. - STRUCTURAL INTEGRITY ASSOCIATES 401(K) PLAN (2020) Form 5500
Creator: STRUCTURAL INTEGRITY ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRUCTURAL INTEGRITY ASSOCIATES 401(K) PLAN, STRUCTURAL INTEGRITY ASSOCIATES, INC.

STRUCTURAL INTEGRITY ASSOCIATES, INC.EIN 94-2872355Plan #004PY 2020

5215 HELLYER AVENUE, SUITE 210 - SAN JOSE, CA 951381025408-978-8200anatech.comLinkedIn51-200 employeescivil engineering

Other plans on this EIN

1 filing

#005Retirement-$24.0M assets

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$24.3M

+0.4% from 2019

Total participants

275

-6.5% from 2019

Average account balance

$119,873

+0.4% from 2019

Annual return

12.90%

-5.72 pp from 2019

Benchmarks

See 5,591 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,591 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$68.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$218K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

313

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+59.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CREATIVE PLANNING LLC1 year Service code 71 · EIN 43-1270780	Brokerage Fees	$5,425
BENEFIT PLANS ADMIN SERVICES, INC.1 year Service code 13 · EIN 16-1503696	Contract Administrator	$1,652
CHARLES SCHWAB & CO., INC.6+ years Service code 59 · EIN 94-1737782	Shareholder Servicing	$808

Plan features & details

Pension benefit codes2E2F2G2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$9 / participant

Contract admin$2K100.0%

% of EOY assets

0.007%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CAMPBELL TAYLOR WASHBURN
Auditor EIN: 680251243
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$119,873

$99,957+19.9%

$149,730-19.9%

$73,493+63.1%

Participation rate

64.7%

75.7%-11.0pp

82.5%-17.8pp

70.7%-6.0pp

Annual return

12.90%

53.87%-41.0pp

276.70%-263.8pp

28.51%-15.6pp

Employer contribution / active EE

$3,191-100.0%

$4,645-100.0%

$2,270-100.0%

Participant deferral / active EE

$8,758

$6,073+44.2%

$6,843+28.0%

$3,740+134.2%

Admin fee / account holder

$551-98.4%

$9,310-99.9%

$513-98.3%

Provider

Service type

Compensation

CREATIVE PLANNING LLC1 year

Service code 71 · EIN 43-1270780

Brokerage Fees

$5,425

BENEFIT PLANS ADMIN SERVICES, INC.1 year

Service code 13 · EIN 16-1503696

Contract Administrator

$1,652

CHARLES SCHWAB & CO., INC.6+ years

Service code 59 · EIN 94-1737782

Shareholder Servicing

$808

STRUCTURAL INTEGRITY ASSOCIATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRUCTURAL INTEGRITY ASSOCIATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion