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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,593 | $145,431+93.6% | $211,142+33.4% | $87,485+221.9% |
| Participation rate | 98.0% | 84.7%+13.2pp | 87.3%+10.7pp | 68.9%+29.0pp |
| Annual return | 16.60% | 27.21%-10.6pp | 46.84%-30.2pp | 26.06%-9.5pp |
| Employer contribution / active EE | $11,140 | $4,662+139.0% | $6,442+72.9% | $2,596+329.1% |
| Participant deferral / active EE | $16,012 | $6,859+133.5% | $9,284+72.5% | $4,274+274.7% |
| Admin fee / account holder | $6,763 | $17,052-60.3% | $19,076-64.5% | $7,775-13.0% |