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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,263 | $123,793+39.2% | $177,848-3.1% | $79,856+115.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 4.82% | 22.82%-18.0pp | 48.33%-43.5pp | 31.71%-26.9pp |
| Employer contribution / active EE | $12,646 | $4,095+208.8% | $5,919+113.7% | $2,471+411.7% |
| Participant deferral / active EE | $16,475 | $5,956+176.6% | $7,714+113.6% | $3,741+340.4% |
| Admin fee / account holder | $5,099 | $7,243-29.6% | $12,431-59.0% | $5,306-3.9% |