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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,593 | $149,446+88.4% | $256,809+9.7% | $94,015+199.5% |
| Participation rate | 98.0% | 85.3%+12.7pp | 88.5%+9.4pp | 70.8%+27.1pp |
| Annual return | 16.60% | 17.55%-0.9pp | 32.73%-16.1pp | 17.84%-1.2pp |
| Employer contribution / active EE | $11,140 | $4,596+142.4% | $7,263+53.4% | $2,790+299.3% |
| Participant deferral / active EE | $16,012 | $6,491+146.7% | $9,520+68.2% | $4,249+276.8% |
| Admin fee / account holder | $6,763 | $24,035-71.9% | $25,146-73.1% | $8,951-24.4% |