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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,593 | $146,267+92.5% | $197,124+42.9% | $82,448+241.5% |
| Participation rate | 98.0% | 84.0%+13.9pp | 86.7%+11.2pp | 68.1%+29.9pp |
| Annual return | 16.60% | 29.61%-13.0pp | 44.34%-27.7pp | 41.64%-25.0pp |
| Employer contribution / active EE | $11,140 | $4,723+135.8% | $6,227+78.9% | $2,551+336.7% |
| Participant deferral / active EE | $16,012 | $7,035+127.6% | $9,135+75.3% | $4,139+286.8% |
| Admin fee / account holder | $6,763 | $14,422-53.1% | $16,298-58.5% | $7,234-6.5% |