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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,648 | $184,014-61.1% | $161,149-55.5% | $138,895-48.4% |
| Participation rate | 54.5% | 82.1%-27.5pp | 78.8%-24.3pp | 79.9%-25.4pp |
| Annual return | 12.13% | 21.52%-9.4pp | 21.16%-9.0pp | 145.39%-133.3pp |
| Employer contribution / active EE | $1,290 | $5,055-74.5% | $4,360-70.4% | $4,194-69.2% |
| Participant deferral / active EE | $2,565 | $6,909-62.9% | $6,153-58.3% | $6,396-59.9% |
| Admin fee / account holder | $1,666 | $18,027-90.8% | $15,194-89.0% | $12,562-86.7% |