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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,191 | $59,448-8.8% | $93,696-42.2% | $74,459-27.2% |
| Participation rate | 48.7% | 59.6%-10.9pp | 68.7%-20.0pp | 67.2%-18.5pp |
| Annual return | 14.49% | 82.11%-67.6pp | 133.74%-119.3pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $923 | $1,266-27.1% | $2,422-61.9% | $2,626-64.9% |
| Participant deferral / active EE | $3,242 | $3,052+6.2% | $4,417-26.6% | $4,350-25.5% |
| Admin fee / account holder | $8,602 | $3,027+184.2% | $8,287+3.8% | $1,945+342.3% |