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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,750 | $54,729-14.6% | $86,235-45.8% | $71,529-34.6% |
| Participation rate | 45.6% | 60.1%-14.5pp | 69.0%-23.3pp | 67.9%-22.3pp |
| Annual return | 15.38% | 20.07%-4.7pp | 1170.03%-1154.7pp | 28.97%-13.6pp |
| Employer contribution / active EE | $813 | $1,267-35.8% | $2,381-65.9% | $2,590-68.6% |
| Participant deferral / active EE | $3,261 | $3,110+4.8% | $3,987-18.2% | $4,291-24.0% |
| Admin fee / account holder | $3,893 | $1,921+102.6% | $6,856-43.2% | $1,588+145.1% |