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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,191 | $59,467-8.9% | $93,727-42.2% | $74,478-27.2% |
| Participation rate | 48.7% | 59.6%-10.9pp | 68.7%-20.0pp | 67.2%-18.5pp |
| Annual return | 14.49% | 82.14%-67.6pp | 133.83%-119.3pp | 1370.56%-1356.1pp |
| Employer contribution / active EE | $923 | $1,267-27.2% | $2,421-61.9% | $2,626-64.9% |
| Participant deferral / active EE | $3,242 | $3,052+6.2% | $4,417-26.6% | $4,350-25.5% |
| Admin fee / account holder | $8,602 | $3,028+184.0% | $8,292+3.7% | $1,946+342.1% |