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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,840 | $99,345+38.7% | $84,753+62.6% | $273,972-49.7% |
| Participation rate | 56.3% | 80.7%-24.4pp | 76.6%-20.3pp | 83.0%-26.8pp |
| Annual return | 6.73% | 22.93%-16.2pp | 22.78%-16.1pp | 41.46%-34.7pp |
| Employer contribution / active EE | $3,056 | $4,214-27.5% | $3,574-14.5% | $4,869-37.2% |
| Participant deferral / active EE | $7,496 | $4,270+75.6% | $3,712+101.9% | $5,287+41.8% |
| Admin fee / account holder | $24,019 | $6,645+261.4% | $5,333+350.4% | $10,133+137.0% |