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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,042 | $110,240+129.5% | $96,544+162.1% | $139,487+81.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 10.03% | 26.41%-16.4pp | 25.88%-15.9pp | 373.84%-363.8pp |
| Employer contribution / active EE | $1,000 | $3,622-72.4% | $2,966-66.3% | $4,755-79.0% |
| Participant deferral / active EE | $7,909 | $5,549+42.5% | $4,851+63.0% | $6,713+17.8% |
| Admin fee / account holder | $12,413 | $11,602+7.0% | $8,254+50.4% | $11,407+8.8% |