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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,042 | $110,286+129.4% | $96,569+162.0% | $139,427+81.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 10.03% | 26.39%-16.4pp | 25.87%-15.8pp | 373.27%-363.2pp |
| Employer contribution / active EE | $1,000 | $3,619-72.4% | $2,965-66.3% | $4,752-79.0% |
| Participant deferral / active EE | $7,909 | $5,546+42.6% | $4,851+63.1% | $6,711+17.9% |
| Admin fee / account holder | $12,413 | $11,592+7.1% | $8,251+50.4% | $11,404+8.8% |