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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,877 | $72,486-24.3% | $87,103-37.0% | $72,976-24.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 24.95% | 24.46%+0.5pp | 28.19%-3.2pp | 81.02%-56.1pp |
| Employer contribution / active EE | $5,988 | $1,894+216.2% | $2,521+137.5% | $2,440+145.4% |
| Participant deferral / active EE | $6,802 | $3,270+108.0% | $4,049+68.0% | $3,608+88.6% |
| Admin fee / account holder | $1,906 | $5,055-62.3% | $7,491-74.6% | $5,124-62.8% |