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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,038 | $103,387+291.8% | $87,102+365.0% | $152,885+164.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 3.07% | 28.10%-25.0pp | 28.19%-25.1pp | 345.39%-342.3pp |
| Employer contribution / active EE | $24,367 | $3,221+656.6% | $2,521+866.4% | $4,763+411.6% |
| Participant deferral / active EE | $9,322 | $4,778+95.1% | $4,048+130.3% | $5,851+59.3% |
| Admin fee / account holder | $78,395 | $12,193+542.9% | $7,491+946.5% | $11,598+575.9% |