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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,668 | $85,790-8.3% | $67,313+16.9% | $135,380-41.9% |
| Participation rate | 78.9% | 76.5%+2.5pp | 69.1%+9.9pp | 82.6%-3.7pp |
| Annual return | 2.66% | -0.54%+3.2pp | -4.08%+6.7pp | 519.81%-517.1pp |
| Employer contribution / active EE | $437 | $3,487-87.5% | $2,566-83.0% | $4,779-90.8% |
| Participant deferral / active EE | $5,989 | $4,651+28.8% | $3,568+67.8% | $5,609+6.8% |
| Admin fee / account holder | $15,254 | $6,392+138.6% | $4,507+238.5% | $10,828+40.9% |