Filed September 14, 2007
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN UNITED LIFE INSURANCE CO10+ years Service code 15 · EIN 35-0145825 | Recordkeeping | $28,690 |
CAPFINANCIAL PARTNERS LLC2 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $23,398 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,930 | $50,815+0.2% | $155,509-67.2% | $77,643-34.4% |
| Participation rate | 46.7% | 63.1%-16.4pp | 78.2%-31.5pp | 70.6%-23.9pp |
| Annual return | 15.88% | 34.80%-18.9pp | 64.67%-48.8pp | 31.24%-15.4pp |
| Employer contribution / active EE | $705 | $1,993-64.6% | $4,672-84.9% | $2,726-74.1% |
| Participant deferral / active EE | $1,993 | $2,822-29.4% | $5,626-64.6% | $4,647-57.1% |
| Admin fee / account holder | $124 | $437-71.7% | $15,912-99.2% | $430-71.3% |