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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,822 | $100,811-62.5% | $86,698-56.4% | $134,545-71.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -21.94% | 29.11%-51.1pp | 35.96%-57.9pp | 418.37%-440.3pp |
| Employer contribution / active EE | $2,101 | $3,490-39.8% | $2,837-25.9% | $4,742-55.7% |
| Participant deferral / active EE | $4,489 | $5,339-15.9% | $4,656-3.6% | $6,401-29.9% |
| Admin fee / account holder | $19,815 | $10,926+81.4% | $7,492+164.5% | $11,431+73.3% |