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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,117 | $124,346-41.2% | $111,308-34.3% | $167,536-56.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 17.58% | 37.45%-19.9pp | 54.67%-37.1pp | 478.82%-461.2pp |
| Employer contribution / active EE | $1,435 | $3,437-58.3% | $2,732-47.5% | $4,839-70.3% |
| Participant deferral / active EE | $3,606 | $5,182-30.4% | $4,487-19.7% | $6,342-43.2% |
| Admin fee / account holder | $1,154 | $10,621-89.1% | $7,965-85.5% | $12,315-90.6% |