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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,059 | $54,380-42.9% | $68,509-54.7% | $59,633-47.9% |
| Participation rate | 20.0% | 70.2%-50.2pp | 74.7%-54.7pp | 68.7%-48.7pp |
| Annual return | -1.01% | 2.83%-3.8pp | 8.27%-9.3pp | 2041.40%-2042.4pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,441 | $2,643-7.6% | $3,382-27.8% | $3,192-23.5% |
| Admin fee / account holder | $4,530 | $3,885+16.6% | $5,275-14.1% | $4,297+5.4% |