Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $28,476 |
Service code 15 · EIN 62-1874769 | Recordkeeping | $9,933 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,698 | $44,714+62.6% | $91,227-20.3% | $66,949+8.6% |
| Participation rate | 28.6% | 65.0%-36.4pp | 73.2%-44.6pp | 69.8%-41.3pp |
| Annual return | -14.91% | -12.25%-2.7pp | 114.14%-129.1pp | 1.57%-16.5pp |
| Employer contribution / active EE | $0 | $1,710-100.0% | $2,851-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $810 | $3,355-75.8% | $4,234-80.9% | $4,239-80.9% |
| Admin fee / account holder | $854 | $521+63.8% | $5,423-84.3% | $594+43.8% |