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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,294 | $29,736-14.9% | $56,033-54.9% | $80,935-68.7% |
| Participation rate | 37.9% | 41.7%-3.8pp | 52.5%-14.6pp | 67.7%-29.7pp |
| Annual return | 11.47% | 35.28%-23.8pp | 1711.38%-1699.9pp | 35.66%-24.2pp |
| Employer contribution / active EE | $736 | $671+9.6% | $1,041-29.3% | $2,757-73.3% |
| Participant deferral / active EE | $762 | $1,228-38.0% | $1,954-61.0% | $4,299-82.3% |
| Admin fee / account holder | $867 | $2,434-64.4% | $2,827-69.3% | $6,924-87.5% |