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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,460 | $37,446-64.1% | $77,552-82.6% | $79,856-83.1% |
| Participation rate | 36.4% | 41.5%-5.2pp | 54.2%-17.8pp | 69.6%-33.3pp |
| Annual return | 15.27% | 39.76%-24.5pp | 54.82%-39.5pp | 31.71%-16.4pp |
| Employer contribution / active EE | $379 | $637-40.6% | $987-61.6% | $2,471-84.7% |
| Participant deferral / active EE | $559 | $1,261-55.7% | $1,861-70.0% | $3,741-85.1% |
| Admin fee / account holder | $827 | $2,506-67.0% | $2,859-71.1% | $5,306-84.4% |