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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,576 | $81,446+130.3% | $103,374+81.5% | $80,874+131.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 7.68% | 25.57%-17.9pp | 24.89%-17.2pp | 35.62%-27.9pp |
| Employer contribution / active EE | $10,844 | $3,107+249.0% | $3,869+180.2% | $2,756+293.5% |
| Participant deferral / active EE | $2,059 | $3,870-46.8% | $5,058-59.3% | $4,297-52.1% |
| Admin fee / account holder | $3,130 | $6,715-53.4% | $8,394-62.7% | $6,935-54.9% |