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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,576 | $81,476+130.2% | $102,383+83.2% | $80,925+131.8% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.68% | 25.59%-17.9pp | 24.94%-17.3pp | 35.65%-28.0pp |
| Employer contribution / active EE | $10,844 | $3,105+249.3% | $3,870+180.2% | $2,756+293.4% |
| Participant deferral / active EE | $2,059 | $3,871-46.8% | $5,060-59.3% | $4,299-52.1% |
| Admin fee / account holder | $3,130 | $6,717-53.4% | $8,391-62.7% | $6,940-54.9% |