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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,576 | $81,504+130.1% | $102,437+83.1% | $80,959+131.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.68% | 25.60%-17.9pp | 24.95%-17.3pp | 35.67%-28.0pp |
| Employer contribution / active EE | $10,844 | $3,104+249.4% | $3,871+180.2% | $2,757+293.3% |
| Participant deferral / active EE | $2,059 | $3,871-46.8% | $5,060-59.3% | $4,300-52.1% |
| Admin fee / account holder | $3,130 | $6,719-53.4% | $8,388-62.7% | $6,925-54.8% |