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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,681 | $76,551+90.3% | $123,894+17.6% | $62,881+131.7% |
| Participation rate | 95.8% | 73.0%+22.9pp | 81.4%+14.4pp | 69.3%+26.5pp |
| Annual return | 9.13% | 18.68%-9.5pp | 47.52%-38.4pp | 20.14%-11.0pp |
| Employer contribution / active EE | $4,645 | $2,882+61.1% | $4,617+0.6% | $2,281+103.6% |
| Participant deferral / active EE | $7,239 | $4,840+49.6% | $5,984+21.0% | $3,203+126.0% |
| Admin fee / account holder | $7,047 | $4,826+46.0% | $8,357-15.7% | $4,296+64.0% |