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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,038 | $122,131-5.0% | $286,621-59.5% | $122,131-5.0% |
| Participation rate | 64.2% | 75.1%-10.9pp | 83.4%-19.2pp | 75.1%-10.9pp |
| Annual return | 19.59% | 16.17%+3.4pp | -3.95%+23.5pp | 16.17%+3.4pp |
| Employer contribution / active EE | $3,587 | $3,608-0.6% | $2,412+48.7% | $3,608-0.6% |
| Participant deferral / active EE | $5,234 | $3,892+34.5% | $3,845+36.1% | $3,892+34.5% |
| Admin fee / account holder | $3,113 | $11,586-73.1% | $19,814-84.3% | $11,586-73.1% |