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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,098 | $148,582-27.9% | $135,942-21.2% | $139,456-23.2% |
| Participation rate | 95.0% | 83.9%+11.1pp | 81.9%+13.1pp | 80.3%+14.7pp |
| Annual return | 18.60% | 79.26%-60.7pp | 68.28%-49.7pp | 373.45%-354.8pp |
| Employer contribution / active EE | $15,083 | $5,245+187.6% | $4,858+210.5% | $4,753+217.4% |
| Participant deferral / active EE | $5,079 | $8,101-37.3% | $7,759-34.5% | $6,711-24.3% |
| Admin fee / account holder | $5,291 | $12,402-57.3% | $10,764-50.8% | $11,407-53.6% |