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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,263 | $134,817+111.6% | $123,973+130.1% | $155,188+83.8% |
| Participation rate | 86.7% | 79.4%+7.3pp | 76.7%+10.0pp | 80.8%+5.9pp |
| Annual return | 10.66% | 515.49%-504.8pp | 388.13%-377.5pp | 148.84%-138.2pp |
| Employer contribution / active EE | $4,111 | $4,425-7.1% | $4,126-0.4% | $4,248-3.2% |
| Participant deferral / active EE | $12,333 | $5,706+116.1% | $5,247+135.1% | $6,531+88.8% |
| Admin fee / account holder | $59,912 | $13,245+352.3% | $11,799+407.8% | $14,480+313.8% |