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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,846 | $107,368+101.0% | $92,915+132.3% | $152,909+41.2% |
| Participation rate | 84.2% | 79.8%+4.4pp | 76.0%+8.2pp | 82.5%+1.8pp |
| Annual return | 2.51% | 145.64%-143.1pp | 109.45%-106.9pp | 345.46%-343.0pp |
| Employer contribution / active EE | $1,530 | $4,222-63.8% | $3,653-58.1% | $4,764-67.9% |
| Participant deferral / active EE | $7,669 | $4,848+58.2% | $4,238+81.0% | $5,851+31.1% |
| Admin fee / account holder | $4,447 | $7,082-37.2% | $5,796-23.3% | $11,601-61.7% |