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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,263 | $111,535+155.8% | $105,223+171.1% | $137,256+107.8% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 10.66% | 237.85%-227.2pp | 180.65%-170.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $4,111 | $3,939+4.4% | $3,689+11.5% | $4,156-1.1% |
| Participant deferral / active EE | $12,333 | $5,500+124.2% | $5,072+143.2% | $6,407+92.5% |
| Admin fee / account holder | $59,912 | $9,721+516.3% | $8,859+576.3% | $12,270+388.3% |