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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,931 | $107,363-49.8% | $92,909-42.0% | $152,897-64.7% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 1.41% | 145.63%-144.2pp | 109.44%-108.0pp | 345.43%-344.0pp |
| Employer contribution / active EE | $2,102 | $4,222-50.2% | $3,653-42.5% | $4,764-55.9% |
| Participant deferral / active EE | $7,004 | $4,848+44.5% | $4,238+65.3% | $5,851+19.7% |
| Admin fee / account holder | $2,636 | $7,082-62.8% | $5,795-54.5% | $11,599-77.3% |