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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,014 | $97,761-54.0% | $83,850-46.3% | $135,382-66.8% |
| Participation rate | 45.5% | 80.0%-34.5pp | 76.1%-30.7pp | 82.6%-37.2pp |
| Annual return | -0.15% | 1287.44%-1287.6pp | 850.92%-851.1pp | 519.77%-519.9pp |
| Employer contribution / active EE | $1,920 | $4,222-54.5% | $3,631-47.1% | $4,779-59.8% |
| Participant deferral / active EE | $6,904 | $4,682+47.4% | $4,082+69.1% | $5,609+23.1% |
| Admin fee / account holder | $323 | $6,674-95.2% | $5,478-94.1% | $10,829-97.0% |