Retirement plan

MOUNTANOS BROTHERS COFFEE COMPANY PROFIT SHARING PLAN

Name: MOUNTANOS BROTHERS COFFEE COMPANY - MOUNTANOS BROTHERS COFFEE COMPANY PROFIT SHARING PLAN (2016) Form 5500
Creator: MOUNTANOS BROTHERS COFFEE COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MOUNTANOS BROTHERS COFFEE COMPANY PROFIT SHARING PLAN, MOUNTANOS BROTHERS COFFEE COMPANY

MOUNTANOS BROTHERS COFFEE COMPANYEIN 94-2728656Plan #001PY 2016

1331 COMMERCE STREET - PETALUMA, CA 94954650-952-5446LinkedIn11-50 employeescomputer software

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$11.7M

-7.9% from 2015

Total participants

-6.3% from 2015

Average account balance

$242,937

+3.6% from 2015

Annual return

4.82%

+5.78 pp from 2015

Benchmarks

See 2,310 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort2,310 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$257K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

108.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$559K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$28616

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.1M

$38960 / participant

Other / not subdivided$2M100.0%

% of EOY assets

17.707%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$242,937

$52,306+364.5%

$69,779+248.2%

$62,881+286.3%

Participation rate

77.4%

67.2%+10.1pp

71.8%+5.5pp

69.3%+8.1pp

Annual return

4.82%

13.35%-8.5pp

12.99%-8.2pp

20.14%-15.3pp

Employer contribution / active EE

$8,781

$1,799+388.1%

$2,338+275.5%

$2,281+285.0%

Participant deferral / active EE

$2,395-100.0%

$2,931-100.0%

$3,203-100.0%

Admin fee / account holder

$43,018

$3,691+1065.4%

$4,381+881.9%

$4,296+901.4%

MOUNTANOS BROTHERS COFFEE COMPANY PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MOUNTANOS BROTHERS COFFEE COMPANY PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion